Details: The SBA is offering working capital financing to homebuilders through the 7(a) Working Capital Pilot Program to support increased housing construction. To read more click SBA Highlights Working Capital Loans for U.S. Homebuilders (March 3, 2026)
- Builders can access up to $5 million through participating lenders, with financing available for up to 100% of direct construction costs, including labor and materials.
- Loans may be structured as revolving or non-revolving lines of credit with terms up to 60 months.
- The program is available to established small businesses and is currently active nationwide.